A 4 point inspection is required by most insurance companies to secure a home owners insurance policy on a Florida home that is over 30 years old. The 4 point inspection provides information on the 4 main systems of a house; the electrical system, HVAC (heating and air conditioning), Plumbing (including water heater), and the roof.
AA Inspections provides 4 point inspections from Fort Pierce through the Palm Beaches.
The 4 point inspection details are documented on a form used by insurance companies and we will send it to you and your agent via email.
Here are a few examples from a 4 point inspection completed by AA Inspections on a house in Stuart and a house in Palm City.
The first example is the electrical system of a 4 point inspection report that shows how old the main breaker panel is, the last year it was updated and the total amperage. Also specified is there are any electrical hazards present and if there is any aluminum wiring in the house. Aluminum Wiring was installed in homes between the mid 1960's and early 1970's. Some insurance companies may charge more if aluminum wiring is present.
This report example shows the roof section. It indicates that type of roof, the age, the date of the last roofing permit for the house, it's overall condition and other information important to the insurance company.
Our team is available to review the 4 point inspection report with you and answer any questions you have.
Our Lead Inspector John Staab is both a licensed General contractor and Home inspector. John has remodeled and built multiple residential and commercial projects.
John has also inspected thousands of properties in the tri county area. “My background in construction, real estate investing, along with my home inspection experience give me an edge that cannot be learned from an online inspection program.” In order to stay abreast of advancements in his field, continuing education, periodicals and training seminars are a constant requirement for him.